What Would Jefferson Bank On Today?

In the early days of the American republic, Thomas Jefferson didn’t mince words when it came to economic liberty.

He famously wrote that “to preserve our independence, we must not let our rulers load us with perpetual debt” — a warning that rings louder today than ever before. 

Jefferson believed that liberty was impossible without economic independence. In his mind, any system that concentrated too much financial power in too few hands — whether it be a monarchy, a central bank, or a massive bureaucratic machine — posed a greater threat to individual freedom than standing armies or foreign enemies. 

If Thomas Jefferson were alive today, where would he put his money?  

What kind of bank would reflect the values of personal liberty, transparency, and independence that he so passionately championed? 

We believe the answer is clear. 

Jefferson’s Economic Vision: A Republic Rooted in Responsibility  

Jefferson’s writings made it clear that he favored a decentralized banking system, one that empowered citizens rather than government institutions. In a letter to Albert Gallatin in 1803, he warned that “banking institutions are more dangerous to our liberties than standing armies.” ¹ 

At the heart of Jefferson’s philosophy was a belief in the moral responsibility of financial stewardship. A nation, like an individual, must live within its means. Excessive debt, reckless spending, and government overreach would only lead to dependency and ultimately to tyranny. 

Fast-forward to today: the U.S. national debt has surpassed $34 trillion and continues to climb.² Meanwhile, many of the largest financial institutions in America have shifted from banking to activism, choosing to impose social agendas and debanking practices that penalize customers based on their beliefs. 

Would Jefferson have tolerated that? Not a chance. 

Modern Banking vs. Constitutional Principles  

Thomas Jefferson didn’t trust centralized control. He envisioned a citizen-first economy — one that empowered the farmer, the tradesman, the entrepreneur. Today’s banking culture is increasingly hostile to that vision. 

Over the past few years, we’ve seen major banks: 

• Freeze or shut down accounts for religious or political speech,³ 

• Restrict lawful firearm-related transactions, 

• Prioritize ESG scores over customer service and privacy. 

This isn’t banking. This is ideology masquerading as financial service. 

At Old Glory Bank, we reject that model. Our mission is grounded in the same founding principles Jefferson stood for: limited control, local accountability, and unshakable commitment to liberty. 

Banking for the Free-Minded  

We’re not just another bank. We’re a values-based financial institution that believes banking should serve people, not political agendas. 

Old Glory Bank: 

• Does not cancel customers based on their beliefs, speech, or donations. 

• Offers tools that promote financial freedom, including budget and savings tools, real-time alerts, and our signature Old Glory Pay™ platform  — giving you secure payments without third-party interference. 

• Is proudly  American-owned, operated, and unapologetically steady in our defense of constitutional values. 

When you open an account with Old Glory, you’re not just putting your money in a bank. You’re investing in freedom. 

What Jefferson Would Demand from a Bank 

Let’s imagine for a moment that Thomas Jefferson were choosing a bank in 2025. He would likely ask: 

• Does this bank protect the privacy and freedom of its customers?

• Does it operate transparently, without entanglements in globalist or ideological institutions

• Does it empower individuals to manage their own money, or trap them in dependency and debt? 

Jefferson would never support a system that punishes people for holding faith-based values, for exercising their constitutional rights, or for questioning political orthodoxy. He’d stand against economic tools being used as weapons of control.  

Liberty Requires More Than Rhetoric. It Requires Action.

At Old Glory Bank, we believe in taking action. It’s the very reason we are here.  

When our co-founders saw the rising trend of debanking and government overreach into the lawful spending data of Americans, they got to work, building a banking fortress against this affront to liberty and privacy. 

Today, what we saw years ago – and what some even claimed was untrue – is now a daily conversation. Across the country, millions of Americans are waking up to the realization that where you bank matters. Economic independence is the bedrock of personal liberty, and when you place your finances in institutions that don’t respect your values, you compromise more than just your bottom line. You risk your voice, your freedom, and your future. 

Join the Movement. 

Thomas Jefferson fought to build a country where power stayed close to the people, not in palaces or in boardrooms. He believed in strong communities, honest trade, and a government that served rather than ruled. 

At Old Glory Bank, we strive to honor that legacy. We’re here for those who want to bank with principle, bank with purpose, and bank with pride. 

So next time you hear that famous quote, “The price of freedom is eternal vigilance”, ask yourself: Where does your bank stand when it comes to your liberty? 

If the answer isn’t clear… It’s time for a change. 

Bank like Jefferson would. Bank with Old Glory Bank. 

 Sources Cited: