Centuries before “financial literacy” became a buzzword, Franklin was preaching the value of thrift, savings, and self-reliance. He warned about laziness, encouraged entrepreneurship, and reminded Americans that independence wasn’t just won on the battlefield; it was earned at the dinner table, the workbench, and the ledger.
One of his most famous lines still rings true today:
Franklin saw financial discipline not just as a matter of personal success, but as a matter of national survival. In his mind, a free people had to be a responsible people. In many ways, that’s still the case.
At Old Glory Bank, we believe in that kind of financial freedom: the kind that’s built on ownership, discipline, and common sense, not political games or global mandates.
He’d be the first to question why so many banks today hide fees in fine print, punish people for supporting the wrong cause, or use algorithms to tell Americans how to spend their money. Frankly, we think he’d be appalled.
We don’t drain your account with hidden fees. We don’t penalize patriotism. We certainly don’t funnel your hard-earned money into anti-American agendas.
Instead, we help your money work for you, the way Franklin would have wanted.
Whether it’s avoiding debt, building savings, or simply keeping more of what you earn, we’re here to make sure every American has the tools to live free, and stay free.
We’ve built a Knowledge Base for you, our customers, to help you use your Old Glory Bank account and app to its full potential. Your OGB mobile app does more than just show your balance and transactions. It’s an entire bank branch in your pocket, with everything you need to manage your money.
Check out some of our Knowledge Base articles to learn more about our most popular tools:
Direct Deposit – Did you know Old Glory Bank may be able to deliver your qualifying direct deposit 2-3 days ahead of time? We call it Early Pay. When an employer or government agency sends us a direct deposit ACH (Automated Clearing House – a method of electronic funds transfer between banks), they will often send it ahead of the scheduled pay date. So, if your paycheck is due to you on the 15th, your company’s payroll provider may send the funds to Old Glory Bank on the 13th. If we receive your direct deposit funds early, we go ahead and deposit it to your account! Trust us, it’s a treat to get paid ahead of payday – set up Direct Deposit now, and enjoy the early paycheck!
Card Manager – Your Old Glory Bank debit card comes with extra security tools that you can set up to optimize your spending safety and convenience. Through Card Manager, you can set controls and alerts about when, where, and how you spend with your debit card. You can even use a geolocation feature, which confirms that the purchase you make is in the same location as you are.
Card Manager even lets you control spending by transaction type and merchant type. Want to see which online merchants have your card on file? Card Manager can tell you that, too!
Travel Alerts - Let us know when you are on the road, to keep your debit card secure and transactions authorized when you are away from home. You can include your dates of departure and return, so charges are validated by locations and timing.
Digital Wallets – Add your Old Glory Bank debit card to your Apple Wallet or Google Wallet to enjoy the ultimate convenience. Once added, you can pay directly from your OGB account at any tap-to-pay terminal that accepts digital wallets. Your transactions are secure and easy to see right in your wallet.
GOALS – Saving for a trip, Christmas gifts, or a vacation is easy with our Savings GOALS. Set up your Goal by amount and target date, set up automatic monthly or weekly transfers from your checking account into your Goal, and let your savings grow on autopilot. Money stored in your GOALS earns interest* at the same rate as our Freedom Savings accounts.
Need the money sooner? No problem. Just transfer it back to your checking account whenever you need it.
*You must maintain a minimum daily balance of $25.00 in each GOAL to obtain the disclosed annual percentage yield.
Budget and Planning Tools – Your Old Glory Bank app isn’t limited to your OGB accounts. With Budget and Planning Tools, you can track balances and transactions across all of your accounts, even those outside of OGB. You can assign transactions to categories and get a big picture perspective on your spending and cash flow.
Deposit Cash – How does an online bank serving customers in all 50 states take in cash deposits? It’s easy with Cash-IN. Through your mobile app, you can search for one of 88,000+ locations near you – popular retailers like CVS, Walgreens, Pilots, and Loves.
In addition to our Knowledge Base, which offers specific instructions and tutorials on our products and services, we offer The Pursuit. This blog is dedicated to the various tenets of financial literacy, such as budgeting, tackling debt, and managing credit. There you will find articles for learners of all ages, from high school and college students through adults.
(Hint: Want to learn more about crypto, stablecoin, and blockchain? Our recent article is for students of all ages!)
Benjamin Franklin didn’t just sign the founding documents. He signed off on the idea that true liberty starts with self-mastery, and that includes how we handle our finances.
Old Glory Bank is here to help you carry that torch.